The 3 Best Insurance Products for Pets in Indonesia

donutmedialab.com — Did you know that there is currently such a thing as pet insurance? Indeed, not many insurance companies provide this product, so it still sounds foreign to the ear. However, buying insurance for pets is not at all a loss. Especially if you really love the animal. Which insurance is best for pets? You can choose one of the following three company names.

3 Best Insurance Products for Pets

1. Simas Pet Insurance

This insurance is provided by Sinarmas to protect pets, both from the risk of disease, accidents, and death. Not only that, this insurance also covers compensation costs if pets are stolen, experienced acts of violence, until there is responsibility for third parties.

The amount of the insured value is divided into nine packages, namely:

  1. Package 1 with an insured value of IDR 0 – IDR 5,000,000
  2. Package 2 with an insured value of IDR 5,000,001 – IDR 10,000,000
  3. Package 3 with an insured value of IDR 10,000,001 – IDR 20,000,000
  4. Package 4 with an insured value of IDR 20,000,001 – IDR 50,000,000
  5. Package of 5 with an insured value of IDR 500,000 (Non Stambum Dog)
  6. Package 6 with an insured value of IDR 2,500,000 for legal liability guarantees to third parties only
  7. Package 7 with an insured value of IDR 5,000,000 for legal liability guarantees to third parties only
  8. Package of 8 with an insured value of IDR 7,500,000 for legal liability guarantees to third parties only
  9. Package 9 with an insured value of IDR 10,000,000 for legal liability guarantees to third parties only

The provisions for Simas Pet Insurance, among others:

  • Insured dogs have Stambum, except for Package 5 (a package for Non-Stambum dogs), while cats must have a certificate
  • The policy is valid in all regions in Indonesia and in places that allow you to bring pets
  • Insured value is given based on the receipt for the purchase of the animal. If the receipt does not exist or is lost, then the insurance cost replaced will be adjusted to the price determined by the insurance partner
  • The Insured also bears the cost of 20% of the approved claim
  • The guaranteed age of the animal is 0 to 15 years
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2. AXA Mandiri Pet Insurance

AXA Mandiri provides protection for pets in the form of risk of death, disability due to accidents, and animal care costs due to delays in the insured’s flight to the insured’s domicile address.

The amount of AXA Mandiri Pet Insurance coverage costs are:

  • Treatment costs due to injury or accident a maximum of IDR 1,750,000
  • Legal liability to third parties is maximum IDR 2,500,000

Additional deposit fees due to flight delays a maximum of IDR 1,000,000

  • Death or total disability due to an accident a maximum of IDR 10,000,000

Insurance provisions, including:

Animals that can be insured are official dogs (having PERKIN certificate) and cats (ICA certificate)

  • Age 30 days to 10 years
  • If you leave your pet on vacation, and plan to extend your vacation, the additional cost of care is not covered by insurance

3. Rumah Polis Pet Insurance

Is part of the PAIB insurance company in collaboration with Adira Insurance to protect pets from various risks. There are three insurance plans to choose from, each with a cost of IDR 425,000, IDR 800,000 and IDR 1,200,000 per year.

  • Death compensation from IDR 5,000,000 to IDR 15,000,000
  • Funeral of IDR 3,000,000
  • Maintenance costs between IDR 7,500,000 to IDR 22,500,000 per year
  • Advertising compensation or rewards starting from IDR 1,500,000 to IDR 5,000,000
  • Legal liability to third parties starting from IDR 5,000,000 to IDR 15,000,000 per year

The provisions of the Pet Insurance Policy House, among others:

  • Pet minimum 6 months old, maximum 8 years old
  • Has a certificate issued by an authorized institution
  • Valid in the territory of the Republic of Indonesia
  • The Insured is required to provide complete information about the pet, such as name, gender, age, certificate, and other required information
  • Insured pets are in good health
  • The Insured is an individual, not a legal entity
  • Payment of insurance in Rupiah (Rp)
  • The claim system uses a reimbursement system
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Maximizing Pet Protection

Not only to protect yourself, insurance is now here to protect your beloved pet from the various risks that are out there. Take advantage of this insurance service to maximize protection for animals, of course, by looking at the plans provided by the insurance company.

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